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Influencers Life™
Life Insurance - Annuities - IULs
UNDERWRITING
UnDERWRITING CHEAT SHEETS
Guaranteed acceptancE:
Whole Life: AIG Guaranteed Acceptance Whole Life
+ Great Western Guaranteed Assurance Whole Life
Term: Prime Term to 100 Close-To-Guaranteed Issue for 30k
Accidental: Mutual of Omaha Guaranteed Advantage Accidental
UnDERWRITING GUIDES
Americo (Term/Whole)
Eagle Medication List
Prosperity (Term/Whole)
New Vista Medication List
New Vista Application Questions
Aetna (Whole Life)
John Hancock (Term Life)
Foresters (Term/Whole)
Mutual of Omaha (Term/Whole)
Term/Whole/IUL Medication List
National Life Group (Term/IUL)
Term/IUL Agent Guide
Ethos (Term/WL)
Term/Whole Agent Guide
HOW TO FIGURE OUT What To WRITE
Step 1: Check The Cheat Sheets Above
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Step 2: Check Underwriting Guides Above
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Step 3: Check Application Health Questions
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Step 4: Still Unclear, Call Your Manager
You Can Do This!
Need Help? Post your question in Slack #in-home-help channel.
PRODUCTS:
(Last Updated 8/4/2022)
Americo:
Final Expense:
Eagle Premier
Mortgage Protection:
Americo CBO / Term 125 /
Payment Protector
American Amicable:
Final Expense:
Family Choice / Senior Choice
Mortgage Protection:
Home Protector/ EZ Term /
Term Made Simple
AIG:
Final Expense:
SIWL SimplyNow
GIWL Guaranteed Issue
TransAmerica:
Final Expense:
Solutions Final Expense
Ethos:
Final Expense:
TruStage Final Expense
Mortgage Protection:
Ethos Term Life
TruStage Term Life
Mutual of Omaha:
Final Expense:
Living Promise
Mortgage Protection:
Term Life Express/IULE
John Hancock:
Mortgage Protection:
JH Vitality
Aetna:
Final Expense:
Accendo Final Expense
Foresters:
Final Expense:
PlanRight
Mortgage Protection:
Strong Foundation/Smart UL
Prosperity:
Final Expense:
New VistaPrime Term to 100
Mortgage Protection:
Family Freedom Term
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